The purpose of our Initial meeting is firstly to establish whether we are able to assist with the prospective clients needs and objectives and secondly to discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary meeting and no obligation on either side.

Fees or Commisssion

Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing. 

Commission is paid to an IFA firm by a provider, usually an insurance company or an investment house for the successful placing of business. The commission is included within the providers normal product charges, so there is nothing you need to pay us in addition. The amount of commission is based on a percentage of the premiums payable or sums invested.

If we agree with you to work on a fee basis we operates a standard tariff for the service provided.

Regardless of the type of product or service, the tariff works on the same basis. In this way you can be sure that our advice is always objective and not influenced by any commission which may be generated.

VAT is also chargeable where appropriate.

Our review service charge is 1% per annum (+ VAT if appropriate).

In addition we can agree a fixed fee for an agreed plan of work. At all times, we will ensure that you are fully aware of any costs involved, before a commitment is made. Fees will usually be based on time spent and evaluated at a rate per hour calculated to recover our costs. Fees attract an additional VAT charge.